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Wednesday, 19 September 2012

Bank On Yourself? & Rely On Yourself?


Bank On Yourself? Or Rely On Yourself?



Ascent or descent of money? That is the question!



This months post has been influenced via a mixture of events and stuff going on around me, plus external influences and media occurrences. A very long standing friend who will remain nameless, for his benefit not mine, best to apply some discretion here. It's not his fault that he cant put all the pieces together of the various multi faceted moving parts and infinite dynamics, with various ulterior motives and hidden agendas, mm quite! But he did however take great pleasure in emphasising that I should be doing what David Fishwick is doing from Burnley, mm well DOH! as Homer Simpson would say, I am! but with more and greater complexity, perhaps far and beyond what Mr Fishwick is doing but never the less a worthy effort of emphasising the lacks a daisy, attitude socially and economically void of responsibility, plus sustainability that offers true longevity via our collective bankers. 

Whilst Bank of Dave was hugely entertaining £350K "Three Hundred and Fifty Thousand Pounds" will hardly solve the economic wows of Burnley let alone our Nation or even the World but again I reiterate it was enlightening, certainly entertaining but educational, well perhaps for my anonymous friend with the low IQ who found it most informative, certainly in educational terms for him. However what I will emphasise it that David Fishwick clearly and concisely simplified the very basics i.e. depositors obtained a 5% annual return on deposits and borrowers borrowed at 10% per annum. If you therefore take out the ridiculous salaries and astronomical bonuses Bank on Dave made a profit after six months which they donated to local charities in Burnley. 
I have this on going argument and constant debate about QU & ARK being an Eco-Minded Socially-Aware and Responsible whilst being "Profitable" Enterprise in the process, surely back in the ethical days that's what our banks used to be. As there should always be a fine balancing act of all parts being equal, especially nowadays, being ecologically minded, environmentally conscious and most of all, is it also sustainable and does what ever you are doing offer ultimate longevity. Therein lies object of the exercise and the Eco-Social aims, goals, ambitions and ultimate overall objective.
However the conundrum 'Trust' especially consumer and investor trust alike is a huge mountain to climb, especially when those entrusted with out futures have betrayed us but surely confidence can be better attained by those that have not shat "Scottish" for shit on you from an almighty height. There's an idiom, if somebody shits on you once they have a problem and if they shit on you twice it's you that have the problem but what if they carry on continually shitting on you? 


You're born, you take shit. You get out in the World, you take more shit. You climb a little higher, you take less shit. Till one day you're up in the rarefied atmosphere and you've forgotten what shit even looks like. Welcome to the layer cake son. ~ Quote via Eddie Temple -Layer Cake.

A retired banker once said to me, the only real difference between bankers these days and the Mafia is that a banker leaves his sporting guns at home when he goes to work. I've sadly met so so many of them on this journey responsible for their Ivory Towers, whilst others wade in the shit and sewers they created. However their stench is more potent than the unsustainable shite they created. 
As Niall Ferguson quite aptly said more eloquently money, wonga, cash, dosh, dough, bucks etc etc etc is "My word is my bond in whom we trust" - 'that's the ultimate definition and interpretation of currency.' Without that there is no real value!

"You never change things by fighting the existing reality. To change something, build a new model that makes the existing model obsolete." ~ Futurist Buckminster Fuller 
QU & ARK and QU&ARKer's are fashionably responsible people. Yes it is a new model with no skeletons in the closet, let alone the financial dungeons the banks have created via their irresponsible behaviour but most important of all via our pledge raising process we are building sturdy bridges and much needed trust via our partners, affiliates, associates, future clients and of course most of all consumers that need something else to believe in via a brand that will execute, perform and deliver with the utmost responsible attitude and culture focused on change and difference. That will honour and obey their investors needs, most of whom go beyond mere financial reward and or financial gains but are willing to make a significant difference and create meaningful, plus worthwhile sustainable change. An equilibrium and balance at the core of it's ethos, transcending throughout all layers! Quite simply leading by example!!!
Bank On Yourself? & Rely On Yourself? Or even support a brand for the people by the people, whether you are an environmentalist or community minded. QU & ARK will be void of Institutional Investors, that may however be Sponsors, if they are deemed ethical enough? As our integrity will be maintained by those that we serve i.e "The People." I'm neither a communist nor socialist but Eco-Socially Responsible! Remember like the banks used to be!!! ~ Scott Northcott
Masters Of Money? Or Slaves Of Their Errors?


How would Maynard Keynes practices let alone theories have dealt with fraud, corruption and continual failings? All in this together, are we? have we been? will we ever be? Have and will vital lessons ever be learned? Or will history keep on repeating itself, over and over again? We need more competition with  ample and adequate safeguards? A level playing field will create these future shelters! As Maynard Keynes attributed and identified, plus primarily focused his attention on humans behaviour. For without understanding this but most of all predicting behaviour before it occurs, finance, economics and money is pretty much useless. If only we had all personally and collectively predicted bankers sinful behaviour ourselves but hadn't the writing been on the wall! 

"Innovation only has an impact on those that control a market" ~ Scott Northcott












Documentary "The Spirit of Business & The Values of Principles"

Aim to be Michael Moore of Scotland, not mythological, true to myself, and my beliefs for a very successful and progressive Scotland via unique innovation, ideas, concepts and visions, that will continue sustainable lasting and meaningful legacies for Scotland! Through macro and micro initiative and "Method of Operating" being ignored or traceable, organic locally sourced incentives being wasted. We will be exploring Banking, Finance irregularities, and catastrophic failures, plus continual self centred preservation monopolies. Through to humongous calamities by bureaucrats, politicians via continual errors in judgment, detrimental to our wealth and well-being. Plus business and planning processes and the inconsistencies via a multitude of planning and business applications that have no consistent logic or coherent pattern? Scholars and Academics, Historians, Physicists, Psychiatrists through to various Professionals from different specialist areas and fields and Business People, plus ordinary folk will be involved in the process and partake via interviews. Wishing to contribute towards making a meaningful difference, evoking, plus proving significant change for the better of us all.































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































































Should Donald Trump have been given the go-ahead for his golf resort?

The Energy Wall

The Energy Wall
Micro Wind Energy Renewables Set Within The Landscape

Local Heroes

The spirit, camaraderie, unity of the residents at Menie has not truly or honestly been captured. We intend to signify their courage and conviction in the face of belligerent and arrogant tyranny.















The World Need a Jolly Green Giant

We don't have a "Jolly Green Giant" Corporation but we do need an Eco Environmentally Sustainable Iconic Brand, with ethical values and principles via it's environmental stance.



Angels Of The North "Scottish Angels & Saints"

Calling Scottish Patriots romantic & passionate about Eco values. Creative enlightenment revived, vigor & valor of our spirit, culture, heritage and history, renew innovation. Takes one icon to act.































The Energy Sails & Awnings

The Energy Sails & Awnings
Micro Wind Energy Renewables Within A Sailing Context

Thinking out of the box

Therefore I have formed a Co-operative/Consortium like motive operandi applying inherent value and intrinsic value towards it current pledgeholders, future shareholders and anticipated investors. Beyond the mere principle value of itself and Co-operative/Consortium Partners, who share the same values and principles towards executing, performing and delivering overwhelming and unconditional current pledgeholders value, future shareholders and anticipated investors value and returns, beyond mere monetary values and principles but more importantly Ecological and Environmental dividends and returns. Towards making a substantial and prolific difference, through evoking, plus provoking necessary change in attitude, behaviour, culture towards the ecology, environment and the built environment.

Your Country Needs You

Ask not what your country can do for you but what you can do for your country. Or go further what can you do for the people of this World? "Be a Social Responsible Entrepreneur" Action!







I Stand For Goodness What Do You Stand For?

We all have the ability to stand up and be counted. Lift our heads above the parapet, make a difference, be that change. Especially unique and innovative ethical ideas for the better of all.







Other Local Heroes

Extremely admirable the protest and statement Doctor David Kennedy made. I would concur that Donald Trump is by no means an exemplar or shinning idealogy for students to admire or follow.

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